Tuesday, 21 November, 2017

Obamacare 2018 enrollment is now open

Open Enrollment for Obamacare Starts Tomorrow. Here's What You Need to Know S&P: ObamaCare enrollment hurt by Trump uncertainty
Kelvin Reese | 03 November, 2017, 01:06

The Trump administration drastically cut the budget for marketing the marketplaces.

The sign up window runs from November 1 to December 15.

Meanwhile, a viral Facebook status warning people about the shortened enrollment period has been making the rounds since September, Upworthy reports. Some 80 percent of enrollees will be able to find a policy for $75 a month or less - up from 71 percent this year and the highest share so far.

In Ohio, the largest state navigator group shuttered its program after losing almost 88 percent of its funding, dropping from $1.7 million to $486,000. This means people will have to pay penalties if they don't sign up for health insurance.

"The most important thing is to shop, shop, shop for the best available plan that meets your needs and budget", Rosendale said.

In October, Insurance Commissioner Trinidad Navarro announced that the Department of Insurance had approved an average rate increase of 25 percent for 2018.

"There are plans that might have a very low deductible with higher monthly premiums, and some might have very low monthly premiums with a bit higher deductible", Higgins said.

Plans also can change the doctors and medications they cover.

For 2018, Highmark Blue Cross Blue Shield of DE will offer seven plans for individuals - one gold plan, three silver, two bronze and one catastrophic.

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The cheapest gold plan will have lower premiums than the least-expensive silver plan in 459 counties next year once subsidies are factored in, Kaiser found.

ACA Marketplace uncertainty is the blight that led to increased premiums in previous years, and it will lead to even greater increases for the 2018 plan year. Many plans have changes, so you might be given a plan that doesn't work for you, or is more expensive than you planned.

The estimate from S&P concludes that enrollment next year could be seven to 13 percent lower than the 12.2 million people who signed up in 2017. (If it's not, and you do nothing, your premiums could jump.) If you enroll in a silver plan and your income is below 250% of the federal poverty level-$16,240 for a two-person household in 2017-you may also qualify for extra savings on out-of-pocket costs.

Consumers who already have "Obamacare" are anxious.

Already this year there was a big drop-off among consumers who buy individual coverage outside the government markets, and aren't eligible for premium subsidies.

It's not easy being an advocate for the Affordable Care Act right now. So if that plan's rate rises, the value of the subsidy does too.

That decline in the ranks of the uninsured includes Delawareans who could not get coverage before the Affordable Care Act because of pre-existing conditions.

"We believe that no matter what your politics are, you should have access to this information and the health care you need", Katherine Dorey, a spokeswoman for the agency, told CNN's COVER/LINE in an email.

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